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Major medical and employee benefits
Personal service for you & your employees
BenAdmin and online enrollment platforms
No contract or money upfront for our services
We are in business to grow your business
Barnes & Associates Insurance and Financial Solutions is an Agency Partnered with 20+ other companies in order to provide Solutions and Strategies to Business’s without asking them to open up their checkbook. As experts in the Insurance and Financial Solutions Industry, we have successfully helped companies save an average of $26,000 every year through our innovative solutions, and this makes our firm stand out tremendously from the competition.
Our Agency Offers many Services to our clients, here are a few...
Without having to open up your Checkbook
GI Life Insurance
Would you like for all your employees to have Life Insurance no matter their health history? We offer Guaranteed Issued 10yr, 20yr and Whole Life policies; Pre-Existing Conditions Approved with unbelievable rates. No Waiting Periods, up to $100,000 for groups 15+ Employees; Minimum 1 Participant
99% of businesses are not aware that they can receive up to $9,600 per eligible new hire, our clients are the 1%. With this federal tax credit, we have taken it a huge leap forward by creating a Streamlined User Friendly Online Platform to remove the manual work involved with the traditional process.
Specialized Tax Incentives
Our proprietary software helps identify local, state, and federal tax incentives available for your business. On average, for a small to mid-size company, we can identify over $200k.
Our 11-point expense analysis identifies overcharges and billing errors in key expense areas such as Credit Card Merchant Processing, Parcel Shipping, Waste & Recycling, Property Taxes, and Workers Compensation Premiums.
Policy Holder Support
Ever had an experience where you see an agent only once per year and that during Open Enrollment? Our back-office team can assist employees or employers with many different tasks Ex. filing claims, disputing claims, picking up medical records, or inherit tasks your HR department normally handles and much.
Value Added Services
We offer a wide variety of Free Services that help reduce risks within specific parts of small to mid- size business.
Reduce Payroll Taxes
Tired of paying so much in Payroll Taxes? We offer solutions and strategies to help reduce the amount of Payroll Taxes a business owner must match.
Our Unparalleled Strategy’s, Products and Enrollment Team allows us to guarantee that we can reduce your existing major medical premiums while also providing your group better coverage and reduce the workload of your HR Department.
Offering Products with Cash Benefits to employees at no cost to the business is an effective way to boost morale, productivity, and increasing a business bottom line. In return will help retain employees and grow your business on a faster pace.
We have a wide range of enrollment platforms that can integrate any Major Medical or Supplemental carrier for a Face to Face or Online enrollment experience.
Why People Choose Us
We’ve been a go-to resource for small and large businesses across the Commonwealth of Kentucky. With us, you won’t get stuck having to navigate a 1-800 number when you find yourself in need. We’re here to personally counsel you with benefit decisions and help streamline and simplify your benefit offerings.
Our more than 400-account book of business proves our clients are well taken care of. As an end-to-end insurance and employee benefit provider, we are equipped to handle all your needs in one place. And when your employees find themselves in need of their benefits, we are there to help.
Out of the Box Solutions
We’re contracted with several leading health and life insurance providers, so we can offer you the most innovative solutions. Free BenAdmin systems, online enrollment platforms, and cost-saving options like Section 125 plans help save your company and your employees time and money.
Who Are We?
For more than a decade, we have worked with leading life and health insurance companies to offer businesses across the Commonwealth of Kentucky the best options for their employees. Offering a wide range of benefits — major medical, life, supplemental health, and accident insurance — we pride ourselves on being the superior option for businesses searching for a one-stop-shop with a personal touch. We’re known for being there for your employees when they need us most. Whether they’re facing a new cancer diagnosis and wondering how they will pay their bills, or they’ve been in an accident and are looking for ways to get excellent care without the administrative burden of a worker’s compensation claim, we’re there. We offer the most competitive rates for employers, so they can pass that cost saving over to their employees.Learn More
Get a Quote
Let’s get started. Fill out the form below to receive a personalized quote for coverage.
High-quality major medical and supplemental health benefits for you & your employees
BenAdmin and Online Enrollment Platforms to streamline benefit administration
Personalized service for you & your employees for simple enrollment and claims
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Come visit us at
950 N Mulberry St Suite 160, Elizabethtown, KY 42701